Uphold — Buy & Sell Crypto, Stablecoins and more

1. What is Uphold?

Overview

Uphold is a digital finance platform that lets users buy, sell and hold cryptocurrencies, stablecoins, national currencies and precious metals in a single interface. It emphasizes one-step trading between any supported assets, aiming for simplicity across many asset types. :contentReference[oaicite:0]{index=0}

2. Core Features

Multi-asset trading (one-step)

Trade directly between crypto, fiat and metals with a single action — no need to swap to a base currency first. This reduces friction for users who want quick conversions. :contentReference[oaicite:1]{index=1}

Stablecoins & fiat options

Uphold supports widely used stablecoins and multiple national currencies, useful for hedging or moving between fiat and crypto. :contentReference[oaicite:2]{index=2}

Mobile & web access

Available as a web platform and mobile app — the mobile app lists support for 300+ cryptocurrencies and many national currencies, making it convenient for on-the-go trades. :contentReference[oaicite:3]{index=3}

3. Fees & Limits — Quick Summary

Typical trading fees

Fees vary by asset category. Typical ranges (publicly listed by the platform) include: stablecoins < 0.25%; major FX ~0.3%; BTC/ETH ≈ 1.4–1.6%; altcoins ≈ 2.5–2.95%. Always check the live service-fees page for region-specific details. :contentReference[oaicite:4]{index=4}

Deposit & withdrawal limits

Limits and processing times differ by method (ACH, debit card, wire, PayPal). Instant debit/Apple/Google Pay typically incur higher instant fees while bank transfers may take longer and have different limits. See the fees & limits help article for exact caps. :contentReference[oaicite:5]{index=5}

4. Security & Compliance

Account protections

Uphold enforces identity verification, recommended 2-factor authentication, and security best practices as part of platform membership agreements. Review the legal and membership pages for jurisdictional specifics. :contentReference[oaicite:6]{index=6}

Platform status and transparency

Uphold publishes a system status page for real-time and historical performance data to keep users informed about outages or maintenance. :contentReference[oaicite:7]{index=7}

5. Developer & Business Integrations

Open API & enterprise

Uphold provides developer APIs and an enterprise integration suite so businesses can embed payments, custody and asset flows. Developers can use sandbox environments and API docs to build integrations. :contentReference[oaicite:8]{index=8}

Use cases for businesses

• Crypto-enabled payments and remittances
• Automated treasury management between fiat & stablecoins
• White-label or partner integrations for fintechs

6. Practical Onboarding (How to get started)

Step-by-step

1. Create an account on Uphold and complete identity verification.
2. Enable two-factor authentication and set up bank/debit funding methods.
3. Start with a small deposit, explore buying a stablecoin, then try a single-step trade to crypto.

For self-service tasks (reset password, freeze account, tax reports) use the Help Center resources. :contentReference[oaicite:9]{index=9}

7. Pros, Cons & When to Use

Pros

• One-step trading among many asset classes — simple UX. :contentReference[oaicite:10]{index=10}
• Wide asset coverage (crypto, fiat, metals) and mobile access. :contentReference[oaicite:11]{index=11}
• Official developer APIs for integration. :contentReference[oaicite:12]{index=12}

Cons

• Fees can be higher for some asset categories vs specialized exchanges — check the service-fees page before large trades. :contentReference[oaicite:13]{index=13}
• Availability and regulatory coverage vary by country; always confirm local terms. :contentReference[oaicite:14]{index=14}